Mortgage Checklist

Please gather the following items to be better prepared for the steps in the mortgage process.

Basic Information

• Social Security numbers for all borrowers
• W-2 forms – past two years
• Paycheck stubs – copy of most recent 30-day pay period
• Addresses – past two years

Employment History

• Past two years including dates employed, name, address and phone of employer

Bank Statements

• Copy for all accounts covering recent two months

If you are self-employed or are paid commission

• P&L statement – current year-to-date
• Balance sheet – past two years
• Tax returns – two years signed federal tax returns and all schedules (including K-1s)

If you are currently renting

• Rental history- landlords’ names and phone numbers for the past two years

If you are purchasing a home

• Copy of sale contract
• Other items to remember
• Divorce decree, if applicable
• VA loans – Certificate of Eligibility & DD214

If you are refinancing

• Copy of title insurance policy
• Copy of current mortgage payment coupon
• Copy of homeowners and (if applicable) flood insurance policy
• Copy of warranty deed
• Copy of property survey

This checklist is a helpful tool, but please note, additional items may be requested.